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errors found:
warnings found:
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Next steps

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Please note: You are modifying an existing application. If you submit this modification you will cancel your existing application and restart the application process.
Please review the information on this page and click continue

Who is completing this form?

Person making the application
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Amount

Loan type

Select the type of loan you require

Purpose

What name will the loan be in (select one or more)?
Individual
Role of individual

Documentation type

Select the type of loan you require
Great, we will ask you to upload the supporting information at the end or you can email it to us later.

Term

Interest type

Interest Rate Option

Loan security

Loan to Valuation Ratio

Excellent, everything is looking good so far! We just have a few more questions to comply with our responsible lending obligations.
You have exceeded the maximum LVR allowed for the Product type that you have selected, however please continue with the application.
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Income details

What are the combined sources of income to meet the loan repayments and other finance commitments?

Company and business income

Trust income

Other Income

SMSF income

OK, we have a total of in combined income available to meet loan repayments and other finance commitments. You can go back and update the income information at any time before pressing SUBMIT.
Please note: For serviceability purposes - rental income from all property is reduced by 20%.
Now we will just get some brief information about the assets and liabilities for each of the parties associated with the loan.
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Personal Asset & Liability Statements

There are currently no individuals
Please revisit the Loan Details and Income sections and provide the details of any Directors you would like to include in this application

Statement No.

Please select which individuals to include in this statement (eg. you can complete a married/de facto couple jointly)

Assets of

Loans and other finance commitments for

Company Statements

Statement No.

Please select the parties to include in this statement

Assets for

Does the company own any residential or commercial property?

Loans and other finance commitments for

Does the company have any loans or other finance commitments?

Trust Statements

Statement No.

Please select the parties to include in this statement

Assets for

Does the trust own any residential or commercial property?

Loans and other finance commitments for

Does the trust have any loans or other finance commitments?

SMSF statement

SMSF Assets

SMSF Loans & Finance Facilities

Does the SMSF have any other loans?

Summary

Excellent, thank you. As a quick summary, we have the following:
You currently have a loan servicing deficiency of . If you would like to include any additional income you can still do so in the previous section. Otherwise please proceed with the application.
Please note: For serviceability purposes - rental income from all property is reduced by 20%.
If this looks correct and you don't need to make any changes, we are almost done.
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Please review and complete the information on this page and click continue

Save Time, Verify Online.
Electronic ID Verification offers the fastest and most convenient process for you. If you would prefer to visit a branch then select Manual verification.

Preferred Method

Please select your preferred method of identity verification.

Verify 's Identity

Please tick the consent to establish an identity online and perform a credit check with a credit reporting body (www.veda.com.au).

Your application will process much quicker if you choose to do an online check now.
Please wait while we verify details...

Identity Documents

Please provide as much identify information as you can to increase the potential for a successful verification.
Select the identity types you have available

Process Identity Documents

Please wait while we verify details...
Identity Verified!
Your electronic identity check was successful.
Identity was not confirmed
Unfortunately, we were not able to confirm your identity using the information you've provided us. Please proceed with the application and we will get in contact to ask you a few more questions to verify your identity.

Manual Verification

Please ensure you familiarise yourself with the Manual Identity Verification Requirements.

Manual Identity Verification Requirements

Manual identity verification requires that you take your identity documents into a an Australia Post outlet to be verified by a postal worker. All account holders or signatories on accounts must provide their supporting identification documents. For information on manual identity requirements please view our online documentation.

Other contacts

Are there any other contacts you wish to add?
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SMSF Trust Details

Bare Trust

Has a Bare Trust been established?

Property occupant

Who will being paying rent on the property?

Trustee Advice

What investment advice confirmation will be provided with this application?
I have this requirement and will upload it at the end
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Summary

OK, here's a summary of what we have so far.
Please note: For serviceability purposes - rental income from all property is reduced by 20%.
Now is the time to make any changes if you need to by returning and editing the relevant section.

Broker contact info & comission

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Uploads

Would you like to upload documentation now to support this application?
Financials